October 2015 Newsletter: CSS Profile, FAFSA Changes & More

It’s October! The financial aid application season has officially begun.
The 2016 CSS Profile is NOW available. Seniors applying either early decision or early action at any of the 300 colleges that require it may have a deadline as early as November 1st for submission. Check out our Senior Scoop to learn more. 
October’s Featured Find explains the new FAFSA rules for Fall 2017. Big changes will make students’ college financial aid eligibility be based off of income from two years prior to when a student enrolls in college, not one year prior, the way the rule has been until today. This means college financial planning needs to start even earlier!
Westface College Planning helps families navigate the “paying for college” process from start to finish.  To learn how you can minimize college costs, call us at 650-587-1559 or sign up for one of our How to Survive Paying for College Workshops or Webinars.
All the best,
Beatrice Schultz, CFP®
Westface College Planning 
(650) 587-1559

Featured Find

Obama Announces FAFSA Change to Make College Aid Decision Earlier and Easier

The Obama Administration today announced changes to the Free Application For Federal Student Aid (FAFSA), the college aid form that millions of Americans complete each year to be eligible for federal and (sometimes) state or college based aid. The changes become effective in October of 2016, which means it will have a big impact on families with high school juniors today, as well as those with younger children.

Under the changes, students who are high school seniors next October (2016) will be able to apply for financial aid for their freshman (academic) year of college in 2017-2018 by submitting the FAFSA in October 2016 using income tax information from their parents’ 2015 tax returns.

[Continue Reading The Forbes Article Here…]

How to Survive Paying for College Workshops & Webinars

Seating may be limited – Register to ensure your spot!
Most parents are not financially prepared to enter the most expensive time period of their lives: covering their child’s college education.Our 1-hour workshops provide steps you can take right now to assure you understand the cost of attendance and how you can afford college without jeopardizing your retirement.
Our upcoming events are:

Senior Scoop

Seniors: The CSS/Financial Aid Profile is Available Now!

The CSS Profile is the form YOU need to complete to qualify and maximize nonfederal financial aid from the almost 300 collegeswho require it.

While not as commonly used as the FAFSA, for those colleges that do use it, completing the CSS Profile is a requirement to qualify for any nonfederal financial aid, and who doesn’t want some extra money toward their college fund?

It is very likely that one or more colleges in your personal top 10 list will need of the CSS Profile as well as the FAFSA in order to be considered for all available financial aid.

Be prepared: Colleges that request the CSS Profile include those from one end of the spectrum to the other, from the locally well-known (Santa Clara University), lesser known (Whitmore College), large (Boston University), to small (Pomona) private colleges; even a few public colleges (University of Michigan) opt for the CSS Profile.

[Continue Reading Article Here …]

About Westface College Planning

If you are a typical parent with college bound students, you’re probably overwhelmed by all the research necessary to help your sons and daughters make the right choices and prevent overpaying for their education.

You are not alone!

Get the facts. Educate yourself to potentially save tens of thousands of dollars on a single college education. Parents of more than one child heading to college in the next few years, can save even more.

At Westface College Planning, we work with families to help you plan for and navigate the “paying for college” process. We teach you how to minimize your out-of-pocket expenses, maximize financial aid eligibility, understand the best way to navigate through the college selection process and prioritize your sources of college funds to protect your life savings!

Sign up for a free workshop or webinar or call to schedule a complimentary college funding consultation today.

More information at

October 2015 – Issue #48

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If you’re a typical parent with college-bound students, you’re probably overwhelmed. You want to help your sons and daughters make the right choices and prevent overpaying for their education. You’re not alone! We’re here to help. Schedule your free consultation today – click below to get started!

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How to Survive Paying for College

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Join Beatrice Schultz, CFP® for our on-demand webinar, where she provides parents with the exact steps that often greatly lower the cost of college, even if there’s little time to prepare.