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Optimism & Student Loans

It’s no secret that student loan debt has continually rose over the years, but by how much exactly?  USA Today reported late last year that the Class of 2012 in the U.S. graduated carrying the burden of nearly $30,000 in student loan debt.  This number rose from $18,750 in 2004.  That’s about a 36% increase…

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Retirement or College Savings?

If a friend casually asked you during a conversation whether you believe saving for college or retirement is at the top of your list, what would you say?  Surprisingly, many harmonize together to a similar tune: retirement. Why, you may wonder? According to the Wall Street Journal, it’s a simple answer: strategies for retirement plans…

Credit Cards

2 Kinds of Debt Often Linked with Student Loans

Ask most adults what ranks as their #1 worry and they’ll most likely point to money and, subsequently, debt. Numbers don’t lie, and they’re pretty alarming; consumers racked up $2.4 trillion in debt in 2010. Not two billion, but trillion. From credit cards to mortgages, debt typically intertwines as the norm from the moment you…

Dollar Breaking Up & Floating Away

PAYE Program: Initiative to Extend Eligibility

It’s no secret that one of the biggest downfalls for students manifests itself via loan debt, which causes a litany of other issues that affect them far past their graduation date. Recently Obama’s initiative to extend the Pay As You Earn (PAYE) program, intended to alleviate some of the student loan burden, has earned a…

Save Money by Studying Abroad

Imagine this: a university degree program where you can study whatever you want, alongside diverse and dynamic students and professors, complete with a study abroad element, the opportunity to travel, competitiveness on the global marketplace, as well as a foreign language element that all but guarantees fluency upon graduation. Now imagine that this degree program…

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Staying on Top of Your Student Loans: 3 Common Habits & Solutions

You’ve taken the big step of borrowing student loan money.  While you’ve conquered one hurdle, the next challenges will arise in how you handle your loan situation throughout your college years.  Avoid these 3 habits and keep our suggestions in mind to break bad habits—with student loans and in life! Keeping Tabs of Your Debt…