College Planning

For students, figuring out the best way to start their college career is a major step in the college planning process. College is an expensive investment, so exploring the option of attending community college is a smart move and can help students decide if it is the right choice for them. Here are some important…

The U.S. Department of Education announced the Federal Student Loan Debt Relief Plan on August 24, 2022. The debt relief plan has three main parts to it and many details, so here are the basics to help clarify the process.  The Last Extension of the Student Loan Repayment Pause   The final extension of the student…

Many people think they make too much money to consider even applying for financial aid. It is a common misconception. This misconception is one I come across often with clients, as they think if they have a higher income, have saved up money for retirement and college, or they happen to own a home or…

For all the seniors and parents who have been on the hunt for the information needed to complete the FAFSA and CSS Profile financial aid applications, you may have come across the idea of financial aid calculators. You might also be wondering what a financial aid calculator is and just how do they work?  There…

Guest blogger, Beth V. Walker, is a wealth advisor with Carson Wealth Management, the founder of Center for College Solutions, and the author of “Never Pay Retail for College.” This article was originally written for ReThinking65. How the new financial aid rules will reduce affordability, plus other changes clients need to hear. Effective July 1, 2023, the…

College financial aid pays for the difference between what a school costs to attend and the amount a family will pay from their own money. College financial aid can be a mixture of scholarships, grants, fellowships, federal work-study jobs, tuition reductions or discounts, in addition to student and parent loans. Types of Funding Available  …